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Given today's dire predictions for strong hurricance striking the east coast this season (see AM NY site), should buildings right outside flood zones consider flood insurance? My building is on the edge of a flood zone, but a big storm could possibly zap us.
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That is not something anyone can answer with certainty.
Since you are not in a flood zone, it will be very inexpensive to obtain and probably worth adding (somewhat like the glass coverage on your auto)
~AR
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