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of the contract with the ESCO and the broker's fee are clearly stated. • Ask whether the broker is going ... Using Energy Brokers ... Tradition Energy, who likens companies such as his to mortgage brokers. ... Using Energy Brokers ... Using Energy Brokers to Shop for Gas and Electric Services
consulted a reputable mortgage broker for information about the current state of the underlying mortgage ... A reader asks: For about a year, our co-op board has discussed refinancing our underlying mortgage ... Lower Interest Rates - Refinance Mortgage ... happening? That board gets a wakeup call from Patrick Niland in his long-running column, "Ask the Mortgage ... Should You Wait for Lower Interest Rates to Refinance Your Underlying Mortgage?
, and they nearly always come out over the ask. I wish more local brokers would hold seminars for prospective ... brokers

Trust – but Verify UNABRIDGED

Magazine Article by Tom Soter on February 26, 2018

you. Is that good advice? When delivering lectures, Pat Niland, a mortgage broker who ... Professionals Brokers Attorneys
. Real estate broker Gordon Roberts of Warburg Realty says it’s unlikely you’ll get a mortgage before ... Mortgage for New Construction ... Is My Mortgage Worth More Than a Hole in the Ground?
"points") of 1% to 2% of the total loan amount, but some do not. If you hire a mortgage broker, that fee ... Can Small Co-ops Get Mortgages ... A reader asks: I am the president of a five-unit co-op in Brooklyn. Our building does not have ... Why Can't Small Co-ops Seem to Get Loans? A Mortgage Broker Explains

Beautiful Balloon UNABRIDGED

Magazine Article by Elizabeth A. Jensen on August 01, 2006

Eighty to ninety percent of the business that brokers and bankers in the tri-state area arrange ... Last year, commercial mortgage broker Patrick B. Niland arranged an unusual policy ... Mortgages ... All you need to know about the balloon mortgage.
  Q. What is a mortgage broker? A. A mortgage broker is an individual or a company that matches ... a mortgage broker? It's a question to which co-op shareholders should give utmost attention. Here's some ... Co op Board Mortage Broker Refinancing FAQ ... FAQ Check: Should Co-ops Hire a Mortgage Broker When Refinancing?
challenges board members will ever face. And finding the right mortgage broker is often the key to finding ... One size doesn’t fit all when co-ops refinance their underlying mortgage. ... Mortgage Shopping

Refi Review UNABRIDGED

Magazine Article by Theodore Joel on December 01, 2005

When a shareholder refinances, you might ask why does he have to be approved by the board again ... -op itself when an individual shareholder attempts to benefit by refinancing his or her existing mortgage ... Mortgages ... Investigating your neighbor’s new mortgage.

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Learn all the basics of NYC co-op and condo management, with straight talk from heavy hitters in the field of co-op or condo apartments

Professionals in some of the key fields of co-op and condo board governance and building management answer common questions in their areas of expertise

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